GRE阅读机经Passage 28
Early life insurers in the United States found themselves facing the problem of obtaining reliable information, as they needed to rely on applicants themselves to provide truthful, complete answers to a standard set of questions. In an attempt to personalize the relationship between insurers and their individual applicants, firms selected highly respected local citizens to act as their agents. These agents were expected to evaluate the appearance of candidates, unearth evidence of unhealthy family histories or questionable habits, and attest to the respectability of people writing testimonial letters on an applicant’s behalf. In short, the initial purpose of the agency system was not to actively solicit customers, but, rather, to recreate the glass-bowl mentality associated with small towns or city neighborhoods.文章解析
白话版讲解:
美国早期的人寿保险公司发现自己面临一个难题,很难获取可靠的信息。那时候的做法是,保险公司给投保人提一套标准的问题,要求投保人自己真实、完整地填答案。除此之外,保险公司没有其他获取投保人信息的渠道(投保人可能会撒谎)。为了让保险公司和投保人个人之间的关系符合投保人人不同的个人情况(personalize),保险公司想了一个办法,挑选投保人居住地当地德高望重的人来当保险代理人。保险公司希望这些保险代理人评估投保人的表面印象(appearance),发现一些表明投保人不健康家庭史或可疑习惯的迹象;如果遇到投保人提交了其他几个(保证)人代表投保人写的书面证明(担保)信,保险代理人要证明这几个(保证)人确实是有名望的人(有资格给投保人提供担保)。(请注意这句话中writing的逻辑主语是people,不是these agents)。简而言之,起初创立的保险代理人机制,其目的并不是为了积极招揽客户,而是为了复建出小镇居民之间或城市邻里之间彼此熟悉知根知底,能够互相担保的状态。题目解析
1. The primary purpose of the passage is to A. explain the original function of life insurance agents. B. evaluate the effectiveness of early life insurance agents. C. describe how life insurance was first introduced. D. illustrate how the life insurance agency system changed over time. E. compare the strategies used by life insurance in cities and in small towns.白话版讲解:
问全文的修辞功能。 全文的中心意思是,最开始建立保险代理人机制,不是为了招揽客户(现在中文习惯把保险代理人叫成“卖保险的”,就是觉得这些人就是为了卖出更多的保险而存在的),而是为了解决投保人自己说的话不可信这个问题。文章中initial purpose of the agency system 可以对应正确选项A中的the original function of life insurance agents. 本题答案:A 2. The author suggests which of the following about “city neighborhoods”? A. They were places where family histories were difficult to establish. B. They were places where unhealthy behaviors had been successfully addressed. C. They were locations that were well suited for recruiting insurance agents. D. They offered a high degree of transparency about a resident’s personal history and character. E. They offered potentially fruitful markets for the life insurance industry.白话版讲解:
下列关于“city neighborhoods”的说法,哪一个是作者暗示了的? 我们首先知道,文章中说“city neighborhoods”是和“small towns”一样,有种“glass-bowl mentality”。对于“glass-bowl mentality”是什么意思,我们不查字典是不敢确定的,而考场上是没有时间查字典的。我们只能根据常识注意到glass bowl是透明的,选项D中有一个词是transparency,但是我们当然不能认为这就是找到对应了,就可以选D,还要继续看。文章这句话是在最后,最后是与文章前面的内容连贯的,前面说保险代理人制度起初主要是为了怕投保人自己填自己的信息时提供不可靠的信息,所以就在当地找德高望重的人,这些人知道投保人底细或知道给投保人写证明信的人的底细。所以保险公司就是想通过投保人居住地当地的人,来知道投保人的历史和性格的真实信息。所以选D。 本题答案:D文章作者
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